The Value Of Eviction Reports In Tenant Screening
Here are a few things you should know when evaluating eviction records.
Arizona (I-Newswire) August 30, 2013 - As a property owner, it is your duty see if a prospective tenant has the ability to pay their rent and honor their lease contract. You have several tools at your disposal to do this:
Employment Verification This has the highest predictive value but only if you (or a the company you partner with to handle such verification like a trusted debt collection and applicant screening company) actually contact the Employer.
Credit History This method is a close second providing you know how to read the Credit Report and don't rely to heavily on the FICO score.
Address Verification This step is done through the Credit Report then Criminal Background Reports if they are done nationally.
And then there is the Eviction ReportThese reports have the least predictive value of all reports. They are best used as a tie breaker. The government requires consistency and the Eviction Report fills that need much better than a coin toss.
Here are a few things you should know when evaluating these eviction records.
Get a Filtered Eviction Report You supply the social security number and the filtering process checks all listed evictions with other databases to eliminate those where the social security number does not match. It only costs a few extra dollars and will eliminate all those unwanted matches. The best solution for this is to run unfiltered reports first so you dont loose a trail, and then run the filtered report to verify your hunches.
Eviction Reports will help you remove bias from the decision making process. It is absolute (particularly the unfiltered report) and cannot be questioned if you are investigated for discrimination.
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Executive Credit Management is a full-service Debt Collection and Applicant Screening agency with over 20 years experience located in Central New Jersey. We provide excellent service in the following areas: Employment Screening, Business Screening, and Tenant Screening. Executive Credit Management belongs to a number of Skip Tracing databases and offers services to help locate and confirm the current address of missing debtors. Other services provided are: litigation evaluation on all lawsuit decisions, improvement of the quality of the applicant data, Lawsuit Monitoring, Handling of Debtor Disputes. Executive Credit Management features the best Call Monitoring System in the Debt Collection industry.
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Published On:August 30, 2013
Print Release:Print Release
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