At Rockpoint Legal Funding, we are fully staffed throughout the holidays to assist with clients' funding needs — either pre-settlement or post-settlement.

Demanding $2 million in damages when the defendant only carries $1 million in coverage can be an exercise in futility

Pre-settlement funding companies work with plaintiff attorneys to determine the likelihood of a favorable plaintiff settlement before offering an advance.

No attorney wants to worry that the funding company it entrusts to help an injured client will not deliver a high level of service.

Repayment to the funding company takes place once the case settles.

Advancing or lending funds to a plaintiff has its risks and costs.

Some litigation funding companies advertise low-interest rates (2% to 4%) but if you read the fine print, you see that these are monthly rates (not annual rates) and many charge high origination, case handling and underwriting fees--often burying fee verbiage in the small print of the contract.

Pre-settlement funding is one way to level the litigation playing field. When injured clients have funds available to pay for living expenses while their case is being resolved, they are less likely to push for an early settlement that is not in their best interest.

An initial pre-settlement advance to cover a client's short-term expenses may not be sufficient when a case drags on

A pre-settlement funding agreement should not be another confusing document that your client has to decipher

Plaintiffs who can't work because of an injury can often quickly run through their savings while waiting for their case to navigate through the legal system. Borrowing funds to cover living expenses is often out of the question and impractical.

Some settlement funding companies demand that all client signatures be notarized before funds can be released.

A settlement agreement with a public entity can take months, or even years, to hammer out.

Unfortunately, the simplest personal injury cases where the injury was caused by negligence by a third party can takes months to resolve.

Settlement funding (or a settlement advance) is much different from a bank loan, credit card cash advance or line of credit.

Once the injured party signs the contract, funds are immediately available—as fast as 24 hours.

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