(I-Newswire) January 13, 2010 - Trendline Financial Solutions
Peter Owen, ChFP, CLU, FLMI, CRSP, CISP
President
223 Parker Avenue
West Hempstead NY 11552
(516) 317 - 2860
peter@trendlinefinancialsolutions.com
www.TrendlineFinancialSolutions.com
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Trendline Financial Monthly
January 2010
Hi Everyone
I hope you had a pleasant holiday season and are looking forward to 2010 with optimism and personal resolve to achieve your goals.
Hopefully, you have you taken some time to review your investment allocations for the coming months, and especially resisted the temptation to keep all your investable assets in money market accounts or bond funds. While this is a natural temptation given the markets in 2008 and half of 2009, it is not the right course of action for the long term investor.
Also, take note of the 2010 opportunity to convert Traditional IRAs to Roth IRAs - see "Retirement Issues to watch in 2010" article. While each situation is different, this year is the time to consider the move given the elimination in Income Limits.
As always, give us a call if you need help with any financial issue. Also consider signing up for our My Financial Planner program.
Peter Owen
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Moving Forward Financially After Divorce
After a divorce, you have a unique opportunity to revisit your financial plan. Making sure your finances are on track will help you put the past behind you, and provide a foundation for the future.
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ARMed and Dangerous?
Remember how adjustable rate mortgages (ARMs) were all the rage when the housing market was a boom town? Well, now that the housing market looks more like a ghost town, are ARMs still a good idea, or is being ARMed a dangerous place to be?
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Retirement Issues to Watch in 2010
Recent years have seen a flurry of legislation impacting retirement plans. Here are some of the more significant changes that take effect in 2010.
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Ask the Experts: What can affect the cost of homeowners insurance?
There are many factors that can affect the cost of homeowners insurance. Here's a description of some of the more common factors.
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Ask the Experts: How can I reduce the cost of my homeowners insurance?
You may not have control over all of the factors that affect the cost of your homeowners insurance. But there may be some things you can do to save some money.
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About Trendline Financial Solutions:
Peter B. Owen, ChFC, CLU, FLMI, CRSP, CISP
Peter B. Owen founded Trendline Financial Solutions in order to meet a demand he has seen for many years. “I believe the overwhelming amount of financial information available, combined with an increasing number of individuals holding themselves out as financial advisors has actually confused the consumer. True financial planning requires a professional who has obtained the necessary academic education and professional credentials to be fluent in all areas of financial planning: Retirement, Investments, Insurance, Education Funding, Taxes, Estate Planning, & Employee Benefits, without being biased by attempting to sell products to the clients.”
“Professionally, I believe in two things. First, I believe in providing service to my clients in a way that I would want to be served – with an emphasis on their concerns and problems. What I enjoy most about my job is the ability to get to know my clients; developing relationships that allow me to guide them through their financial lives.”
“Second, I believe every person has a right to competent, objective financial advice at a fair price. Since I sell no financial products, all conflicts of interest regarding compensation are removed. I choose to offer my services on a Fee-Only, as-needed basis for all financial questions, big and small. There are no income or net worth minimums to meet in order to become a client, nor are there any long-term commitments by the client – services are as needed and requested.”
Trendline Financial Solutions also works with individuals who may have never used a financial planner or who desire a second opinion regarding a financial decision.
Peter has been in the Financial Services industry for over 30 years. For the past 21 years, Peter represented Bankers Trust Company and then JPMorgan Chase Bank as Trustee of Fortune 500 corporate pension and 401k plans. Such position included major exposure to or responsibility for Plan Design, Trust Investments, Performance Measurement, Securities Lending, Security Custody and Administration for these Plans.
His Professional Designations, noted by the Initials after his name, include:
Chartered Financial Consultant (Financial Planning) – American College
Chartered Life Underwriter (Insurance Planning) – American College
Fellow Life Management Institute (Insurance Planning) – Life Office Management Association
Certified Retirement Services Specialist (Retirement Planning) – American Bankers Association
Certified IRA Services Specialist (IRAs) – American Bankers Association
Peter received his BA in Economics from Fairfield University in Connecticut.
Anyone who is interested may request an initial “Get Acquainted” meeting, at no charge, to ensure the right fit for their needs. Peter feels strongly that a relationship with your financial planner should be chosen as carefully as other personal caregivers in your life. You are invited to call you may need assistance, whether you need a comprehensive financial plan, a financial check-up, investment advice, or a specific financial question answered.
Trendline Financial Solutions is not registered with the U.S. Securities and Exchange Commission (not necessary due to less than $25 million of assets under management). Rather, the Firm is registered ( IARD # 150378) with the New York State Attorney General’s Office as required by Law.
Trendline Financial Solutions is a Financial Planner Firm offering Financial Planning and Investment Management with offices in Southold, Great Neck and West Hempstead, NY
Company Contact Information
Trendline Financial Solutions
Peter Owen
223 Parker Avenue
11552
Phone : 516 317 2860
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