Insurance claims are settled with the help of adjusters, who work for insurers and not for claimants. It is for this reason that settlements are often biased towards insurers. But claimants are provided a right to challenge the settlements.
One, who is recuperating in a hospital, can't negotiate settlement or challenge his insurer as he is needs rest and any complication either physical or mental could aggravate his injuries. Insurers are known for denying full compensation. They take advantage of the physical and mental condition and knowledge of accident victims.
"Accident victims are often not satisfied with the compensation offered by insurers and they want to contest the claim offered but they are helpless in negotiating settlement with insurance adjusters. Most compensation cases are underpaid as the claimants are unable to pursue their claims," said a leading Denver insurance disputes lawyer.
If you are a victim of an accident and you are waiting for your compensation case to be solved by your insurer then you might not get the claim you deserve. There are chances that the concerned insurer might adjust your claim to save money. In this situation, you would be left with no option but to challenge the compensation offered. And you have a right to contest the settlement offered by your insurer.
As an average person, you might be unaware about the legal formalities involved in filing a lawsuit for compensation. Also you need more information and knowledge of insurance law to challenge the settlement offered by the insurer. It is only an attorney that can help you in getting full claims. If you aren't satisfied with the settlement offered, you can go to court for justice.
"You should have strong grounds to contest the settlement. The court would ask you to give prove your claim and if you are able to prove that your insurer is denying you full compensation, the court would order the insurer to give you full damage claim," added the Denver insurance disputes lawyer.
Being a leading Denver insurance disputes lawyer, I can understand your problem and suffering. You are hoping full compensation so that you can recover your financial losses but you are seeing little hope of getting full claim. You should move a lawsuit against the insurer. It is your right and you should take advantage of this right.
Challenging the settlement isn't going to be a cakewalk for a victim. Insurers offer settlements after adjusting claims. And they use professional adjusters to reduce damage claim. But an experienced Denver insurance disputes lawyer can easily refute a settlement. An attorney knows how to produce and substantiate damage claims. There are little chances of an attorney losing a case.